Call reports 2014
DAMARISCOTTA BANK & TRUST CO. — 2014
What DAMARISCOTTA BANK & TRUST CO. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 169,616,000 | 168,767,000 | 171,428,000 | 173,653,000 |
| Total loans | 114,862,000 | 113,478,000 | 112,651,000 | 113,226,000 |
| Allowance for loan losses | 1,015,000 | 1,034,000 | 1,054,000 | 995,000 |
| Securities available for sale | 4,251,000 | 4,799,000 | 4,319,000 | 4,372,000 |
| Securities held to maturity | 33,660,000 | 35,531,000 | 38,905,000 | 35,696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,715,000 | 149,913,000 | 152,423,000 | 154,504,000 |
| Interest-bearing deposits | 138,926,000 | 135,820,000 | 138,409,000 | 137,554,000 |
| Noninterest-bearing deposits | 11,789,000 | 14,093,000 | 14,014,000 | 16,950,000 |
| Equity capital | 16,418,000 | 16,614,000 | 16,794,000 | 16,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,449,000 | 2,943,000 | 4,458,000 | 6,005,000 |
| Interest expense | 179,000 | 354,000 | 523,000 | 696,000 |
| Net interest income | 1,270,000 | 2,589,000 | 3,935,000 | 5,309,000 |
| Noninterest income | 107,000 | 327,000 | 520,000 | 718,000 |
| Noninterest expense | 1,320,000 | 2,568,000 | 3,813,000 | 5,086,000 |
| Provision for loan losses | 20,000 | 41,000 | 68,000 | 115,000 |
| Pretax income | 136,000 | 406,000 | 673,000 | 925,000 |
| Income tax | 44,000 | 134,000 | 221,000 | 303,000 |
| Net income | 92,000 | 272,000 | 452,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,361,000 | 16,541,000 | 16,721,000 | 16,891,000 |
| Total capital | 17,477,000 | 17,681,000 | 17,890,000 | 18,000,000 |
| Risk-weighted assets | 107,799,000 | 106,653,000 | 105,602,000 | 104,619,000 |