Call reports 2013
DAMARISCOTTA BANK & TRUST CO. — 2013
What DAMARISCOTTA BANK & TRUST CO. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 165,241,000 | 162,927,000 | 169,440,000 | 171,973,000 |
| Total loans | 115,295,000 | 118,256,000 | 118,217,000 | 115,892,000 |
| Allowance for loan losses | 1,113,000 | 1,092,000 | 1,136,000 | 1,051,000 |
| Securities available for sale | 1,225,000 | 529,000 | 585,000 | 646,000 |
| Securities held to maturity | 26,660,000 | 26,267,000 | 26,020,000 | 24,849,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,741,000 | 144,271,000 | 150,514,000 | 152,889,000 |
| Interest-bearing deposits | 136,523,000 | 132,048,000 | 136,620,000 | 137,682,000 |
| Noninterest-bearing deposits | 10,218,000 | 12,223,000 | 13,894,000 | 15,207,000 |
| Equity capital | 16,416,000 | 16,475,000 | 16,664,000 | 16,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,519,000 | 3,044,000 | 4,600,000 | 6,115,000 |
| Interest expense | 191,000 | 376,000 | 562,000 | 757,000 |
| Net interest income | 1,328,000 | 2,668,000 | 4,038,000 | 5,358,000 |
| Noninterest income | 195,000 | 218,000 | 403,000 | 535,000 |
| Noninterest expense | 1,246,000 | 2,485,000 | 3,744,000 | 5,036,000 |
| Provision for loan losses | 43,000 | 108,000 | 162,000 | 160,000 |
| Pretax income | 234,000 | 452,000 | 694,000 | 856,000 |
| Income tax | 77,000 | 146,000 | 223,000 | 273,000 |
| Net income | 157,000 | 306,000 | 471,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,248,000 | 16,397,000 | 16,562,000 | 16,674,000 |
| Total capital | 17,531,000 | 17,595,000 | 17,824,000 | 17,867,000 |
| Risk-weighted assets | 108,700,000 | 110,318,000 | 108,850,000 | 106,009,000 |