Call reports 2012
DAMARISCOTTA BANK & TRUST CO. — 2012
What DAMARISCOTTA BANK & TRUST CO. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 161,768,000 | 158,766,000 | 166,116,000 | 168,708,000 |
| Total loans | 111,558,000 | 113,659,000 | 115,480,000 | 112,892,000 |
| Allowance for loan losses | 1,393,000 | 1,332,000 | 1,273,000 | 1,070,000 |
| Securities available for sale | 1,556,000 | 990,000 | 1,122,000 | 1,112,000 |
| Securities held to maturity | 22,357,000 | 24,983,000 | 29,559,000 | 30,975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,519,000 | 140,396,000 | 147,472,000 | 149,937,000 |
| Interest-bearing deposits | 131,082,000 | 127,650,000 | 135,084,000 | 138,311,000 |
| Noninterest-bearing deposits | 12,437,000 | 12,746,000 | 12,388,000 | 11,626,000 |
| Equity capital | 16,139,000 | 16,236,000 | 16,520,000 | 16,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,542,000 | 3,070,000 | 4,624,000 | 6,176,000 |
| Interest expense | 249,000 | 479,000 | 699,000 | 915,000 |
| Net interest income | 1,293,000 | 2,591,000 | 3,925,000 | 5,261,000 |
| Noninterest income | 197,000 | 410,000 | 613,000 | 682,000 |
| Noninterest expense | 1,260,000 | 2,478,000 | 3,659,000 | 4,909,000 |
| Provision for loan losses | 60,000 | 127,000 | 168,000 | 205,000 |
| Pretax income | 170,000 | 396,000 | 711,000 | 829,000 |
| Income tax | 58,000 | 133,000 | 236,000 | 269,000 |
| Net income | 112,000 | 263,000 | 475,000 | 560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,031,000 | 16,182,000 | 16,394,000 | 16,479,000 |
| Total capital | 17,446,000 | 17,581,000 | 17,807,000 | 17,681,000 |
| Risk-weighted assets | 107,214,000 | 108,953,000 | 110,883,000 | 108,280,000 |