Call reports 2010
DAMARISCOTTA BANK & TRUST CO. — 2010
What DAMARISCOTTA BANK & TRUST CO. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 152,897,000 | 153,522,000 | 160,390,000 | 163,628,000 |
| Total loans | 112,804,000 | 114,836,000 | 114,832,000 | 114,566,000 |
| Allowance for loan losses | 1,264,000 | 1,285,000 | 1,266,000 | 1,341,000 |
| Securities available for sale | 4,734,000 | 4,715,000 | 4,762,000 | 4,373,000 |
| Securities held to maturity | 18,079,000 | 14,801,000 | 16,665,000 | 18,489,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,933,000 | 135,461,000 | 142,153,000 | 145,224,000 |
| Interest-bearing deposits | 126,166,000 | 125,726,000 | 131,341,000 | 135,907,000 |
| Noninterest-bearing deposits | 8,767,000 | 9,735,000 | 10,812,000 | 9,317,000 |
| Equity capital | 15,665,000 | 15,850,000 | 15,996,000 | 16,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,724,000 | 3,487,000 | 5,225,000 | 6,926,000 |
| Interest expense | 391,000 | 778,000 | 1,165,000 | 1,537,000 |
| Net interest income | 1,333,000 | 2,709,000 | 4,060,000 | 5,389,000 |
| Noninterest income | 226,000 | 431,000 | 652,000 | 868,000 |
| Noninterest expense | 1,266,000 | 2,478,000 | 3,749,000 | 4,881,000 |
| Provision for loan losses | 32,000 | 91,000 | 201,000 | 353,000 |
| Pretax income | 261,000 | 571,000 | 762,000 | 1,023,000 |
| Income tax | 88,000 | 191,000 | 252,000 | 339,000 |
| Net income | 173,000 | 380,000 | 510,000 | 684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,659,000 | 15,833,000 | 15,976,000 | 16,181,000 |
| Total capital | 17,013,000 | 17,180,000 | 17,326,000 | 17,530,000 |
| Risk-weighted assets | 108,287,000 | 107,698,000 | 107,974,000 | 107,825,000 |