Call reports 2009
DAMARISCOTTA BANK & TRUST CO. — 2009
What DAMARISCOTTA BANK & TRUST CO. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 147,418,000 | 148,368,000 | 151,809,000 | 158,183,000 |
| Total loans | 108,014,000 | 111,969,000 | 111,831,000 | 111,773,000 |
| Allowance for loan losses | 1,248,000 | 1,293,000 | 1,341,000 | 1,317,000 |
| Securities available for sale | 442,000 | 516,000 | 2,625,000 | 3,684,000 |
| Securities held to maturity | 24,285,000 | 21,135,000 | 22,935,000 | 18,413,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,042,000 | 126,708,000 | 133,932,000 | 140,109,000 |
| Interest-bearing deposits | 122,189,000 | 116,887,000 | 123,778,000 | 130,157,000 |
| Noninterest-bearing deposits | 7,853,000 | 9,821,000 | 10,154,000 | 9,952,000 |
| Equity capital | 15,112,000 | 15,355,000 | 15,596,000 | 15,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,857,000 | 3,682,000 | 5,515,000 | 7,358,000 |
| Interest expense | 585,000 | 1,058,000 | 1,462,000 | 1,867,000 |
| Net interest income | 1,272,000 | 2,624,000 | 4,053,000 | 5,491,000 |
| Noninterest income | 236,000 | 451,000 | 720,000 | 953,000 |
| Noninterest expense | 1,286,000 | 2,481,000 | 3,738,000 | 4,988,000 |
| Provision for loan losses | 15,000 | 79,000 | 253,000 | 351,000 |
| Pretax income | 207,000 | 515,000 | 782,000 | 1,105,000 |
| Income tax | 72,000 | 176,000 | 265,000 | 372,000 |
| Net income | 135,000 | 339,000 | 517,000 | 733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,112,000 | 15,355,000 | 15,589,000 | 15,833,000 |
| Total capital | 16,423,000 | 16,680,000 | 16,929,000 | 17,170,000 |
| Risk-weighted assets | 104,780,000 | 105,956,000 | 107,079,000 | 106,841,000 |