Call reports 2008
DAMARISCOTTA BANK & TRUST CO. — 2008
What DAMARISCOTTA BANK & TRUST CO. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 147,870,000 | 150,471,000 | 153,802,000 | 153,487,000 |
| Total loans | 108,850,000 | 110,578,000 | 109,561,000 | 107,964,000 |
| Allowance for loan losses | 1,319,000 | 1,307,000 | 1,266,000 | 1,219,000 |
| Securities available for sale | 3,398,000 | 2,685,000 | 1,354,000 | 455,000 |
| Securities held to maturity | 19,951,000 | 21,608,000 | 21,697,000 | 23,605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,123,000 | 124,466,000 | 133,609,000 | 134,056,000 |
| Interest-bearing deposits | 115,207,000 | 115,122,000 | 122,597,000 | 124,169,000 |
| Noninterest-bearing deposits | 7,916,000 | 9,344,000 | 11,012,000 | 9,887,000 |
| Equity capital | 15,427,000 | 15,700,000 | 15,374,000 | 15,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,331,000 | 4,496,000 | 6,604,000 | 8,656,000 |
| Interest expense | 918,000 | 1,705,000 | 2,476,000 | 3,190,000 |
| Net interest income | 1,413,000 | 2,791,000 | 4,128,000 | 5,466,000 |
| Noninterest income | 224,000 | 486,000 | 753,000 | 1,016,000 |
| Noninterest expense | 1,207,000 | 2,435,000 | 3,748,000 | 5,041,000 |
| Provision for loan losses | 8,000 | 28,000 | 0 | 40,000 |
| Pretax income | 412,000 | 804,000 | 1,133,000 | 1,391,000 |
| Income tax | 140,000 | 272,000 | 361,000 | 465,000 |
| Net income | 272,000 | 532,000 | 772,000 | 926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,404,000 | 15,664,000 | 15,358,000 | 15,342,000 |
| Total capital | 16,731,000 | 17,045,000 | 16,713,000 | 16,675,000 |
| Risk-weighted assets | 106,002,000 | 108,022,000 | 108,175,000 | 106,588,000 |