Call reports 2007
DAMARISCOTTA BANK & TRUST CO. — 2007
What DAMARISCOTTA BANK & TRUST CO. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 137,416,000 | 140,506,000 | 147,763,000 | 151,746,000 |
| Total loans | 103,752,000 | 106,154,000 | 106,327,000 | 108,769,000 |
| Allowance for loan losses | 1,548,000 | 1,513,000 | 1,323,000 | 1,289,000 |
| Securities available for sale | 6,983,000 | 5,788,000 | 5,344,000 | 4,377,000 |
| Securities held to maturity | 11,337,000 | 11,959,000 | 16,174,000 | 18,477,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,570,000 | 121,008,000 | 127,982,000 | 131,717,000 |
| Interest-bearing deposits | 110,126,000 | 111,273,000 | 117,394,000 | 118,791,000 |
| Noninterest-bearing deposits | 8,444,000 | 9,735,000 | 10,588,000 | 12,926,000 |
| Equity capital | 14,678,000 | 15,051,000 | 15,455,000 | 15,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,471,000 | 4,879,000 | 7,403,000 | 9,865,000 |
| Interest expense | 991,000 | 1,956,000 | 2,972,000 | 3,997,000 |
| Net interest income | 1,480,000 | 2,923,000 | 4,431,000 | 5,868,000 |
| Noninterest income | 226,000 | 464,000 | 697,000 | 932,000 |
| Noninterest expense | 1,222,000 | 2,375,000 | 3,565,000 | 4,807,000 |
| Provision for loan losses | 28,000 | 35,000 | 38,000 | 116,000 |
| Pretax income | 456,000 | 977,000 | 1,525,000 | 1,877,000 |
| Income tax | 155,000 | 331,000 | 514,000 | 628,000 |
| Net income | 301,000 | 646,000 | 1,011,000 | 1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,709,000 | 15,054,000 | 15,419,000 | 15,452,000 |
| Total capital | 15,954,000 | 16,331,000 | 16,709,000 | 16,771,000 |
| Risk-weighted assets | 100,106,000 | 101,948,000 | 102,973,000 | 105,496,000 |