Call reports 2006
DAMARISCOTTA BANK & TRUST CO. — 2006
What DAMARISCOTTA BANK & TRUST CO. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 138,304,000 | 142,105,000 | 143,678,000 | 147,551,000 |
| Total loans | 108,610,000 | 109,551,000 | 105,430,000 | 102,393,000 |
| Allowance for loan losses | 1,621,000 | 1,635,000 | 1,573,000 | 1,528,000 |
| Securities available for sale | 10,015,000 | 9,737,000 | 9,592,000 | 7,933,000 |
| Securities held to maturity | 6,065,000 | 5,673,000 | 7,339,000 | 9,785,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,044,000 | 119,019,000 | 125,156,000 | 127,965,000 |
| Interest-bearing deposits | 103,283,000 | 108,380,000 | 114,268,000 | 115,442,000 |
| Noninterest-bearing deposits | 9,761,000 | 10,639,000 | 10,888,000 | 12,523,000 |
| Equity capital | 14,015,000 | 14,300,000 | 14,586,000 | 14,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,228,000 | 4,613,000 | 7,077,000 | 9,580,000 |
| Interest expense | 769,000 | 1,653,000 | 2,603,000 | 3,615,000 |
| Net interest income | 1,459,000 | 2,960,000 | 4,474,000 | 5,965,000 |
| Noninterest income | 208,000 | 414,000 | 645,000 | 876,000 |
| Noninterest expense | 1,176,000 | 2,344,000 | 3,604,000 | 4,829,000 |
| Provision for loan losses | 42,000 | 117,000 | 83,000 | 253,000 |
| Pretax income | 449,000 | 913,000 | 1,432,000 | 1,759,000 |
| Income tax | 151,000 | 306,000 | 477,000 | 584,000 |
| Net income | 298,000 | 607,000 | 955,000 | 1,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,164,000 | 14,543,000 | 14,686,000 | 14,836,000 |
| Total capital | 15,462,000 | 15,894,000 | 15,985,000 | 16,115,000 |
| Risk-weighted assets | 103,529,000 | 107,769,000 | 103,622,000 | 102,048,000 |