Call reports 2005
DAMARISCOTTA BANK & TRUST CO. — 2005
What DAMARISCOTTA BANK & TRUST CO. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 131,803,000 | 134,944,000 | 140,949,000 | 144,829,000 |
| Total loans | 97,437,000 | 103,554,000 | 107,817,000 | 106,566,000 |
| Allowance for loan losses | 1,456,000 | 1,544,000 | 1,608,000 | 1,590,000 |
| Securities available for sale | 10,682,000 | 10,754,000 | 10,746,000 | 10,235,000 |
| Securities held to maturity | 8,252,000 | 7,718,000 | 7,193,000 | 6,346,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,438,000 | 109,711,000 | 115,211,000 | 118,911,000 |
| Interest-bearing deposits | 102,316,000 | 100,115,000 | 102,969,000 | 106,073,000 |
| Noninterest-bearing deposits | 9,122,000 | 9,596,000 | 12,242,000 | 12,838,000 |
| Equity capital | 13,069,000 | 13,420,000 | 13,765,000 | 14,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,814,000 | 3,709,000 | 5,790,000 | 7,994,000 |
| Interest expense | 405,000 | 857,000 | 1,437,000 | 2,146,000 |
| Net interest income | 1,409,000 | 2,852,000 | 4,353,000 | 5,848,000 |
| Noninterest income | 208,000 | 432,000 | 670,000 | 877,000 |
| Noninterest expense | 1,128,000 | 2,198,000 | 3,316,000 | 4,483,000 |
| Provision for loan losses | 10,000 | 146,000 | 236,000 | 240,000 |
| Pretax income | 479,000 | 940,000 | 1,471,000 | 2,002,000 |
| Income tax | 160,000 | 311,000 | 485,000 | 661,000 |
| Net income | 319,000 | 629,000 | 986,000 | 1,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,222,000 | 13,538,000 | 13,973,000 | 14,247,000 |
| Total capital | 14,445,000 | 14,811,000 | 15,278,000 | 15,529,000 |
| Risk-weighted assets | 97,587,000 | 100,880,000 | 103,755,000 | 102,280,000 |