Call reports 2004
DAMARISCOTTA BANK & TRUST CO. — 2004
What DAMARISCOTTA BANK & TRUST CO. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 134,508,000 | 136,112,000 | 138,421,000 | 137,991,000 |
| Total loans | 94,286,000 | 96,473,000 | 99,844,000 | 98,512,000 |
| Allowance for loan losses | 1,412,000 | 1,453,000 | 1,490,000 | 1,471,000 |
| Securities available for sale | 12,420,000 | 9,393,000 | 9,062,000 | 10,549,000 |
| Securities held to maturity | 10,281,000 | 9,059,000 | 8,341,000 | 8,743,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,159,000 | 111,946,000 | 118,765,000 | 118,166,000 |
| Interest-bearing deposits | 102,975,000 | 102,342,000 | 110,691,000 | 105,816,000 |
| Noninterest-bearing deposits | 7,184,000 | 9,604,000 | 8,074,000 | 12,350,000 |
| Equity capital | 12,335,000 | 12,456,000 | 12,848,000 | 13,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,611,000 | 3,175,000 | 4,816,000 | 6,564,000 |
| Interest expense | 382,000 | 747,000 | 1,098,000 | 1,469,000 |
| Net interest income | 1,229,000 | 2,428,000 | 3,718,000 | 5,095,000 |
| Noninterest income | 229,000 | 520,000 | 718,000 | 972,000 |
| Noninterest expense | 1,032,000 | 2,032,000 | 3,042,000 | 4,136,000 |
| Provision for loan losses | 33,000 | 76,000 | 144,000 | 175,000 |
| Pretax income | 386,000 | 833,000 | 1,243,000 | 1,749,000 |
| Income tax | 125,000 | 278,000 | 405,000 | 575,000 |
| Net income | 261,000 | 555,000 | 838,000 | 1,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,312,000 | 12,611,000 | 12,888,000 | 13,144,000 |
| Total capital | 13,489,000 | 13,809,000 | 14,117,000 | 14,371,000 |
| Risk-weighted assets | 93,922,000 | 95,696,000 | 98,010,000 | 97,358,000 |