Call reports 2003
DAMARISCOTTA BANK & TRUST CO. — 2003
What DAMARISCOTTA BANK & TRUST CO. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 120,146,000 | 130,510,000 | 135,558,000 | 132,952,000 |
| Total loans | 87,985,000 | 91,432,000 | 92,534,000 | 92,579,000 |
| Allowance for loan losses | 1,318,000 | 1,371,000 | 1,398,000 | 1,386,000 |
| Securities available for sale | 9,158,000 | 9,119,000 | 12,422,000 | 18,336,000 |
| Securities held to maturity | 10,220,000 | 11,357,000 | 9,798,000 | 10,936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,738,000 | 111,883,000 | 116,784,000 | 113,959,000 |
| Interest-bearing deposits | 100,338,000 | 104,168,000 | 106,397,000 | 104,302,000 |
| Noninterest-bearing deposits | 6,400,000 | 7,715,000 | 10,387,000 | 9,657,000 |
| Equity capital | 11,592,000 | 11,860,000 | 12,013,000 | 12,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,536,000 | 3,121,000 | 4,681,000 | 6,287,000 |
| Interest expense | 507,000 | 979,000 | 1,417,000 | 1,834,000 |
| Net interest income | 1,029,000 | 2,142,000 | 3,264,000 | 4,453,000 |
| Noninterest income | 237,000 | 495,000 | 756,000 | 992,000 |
| Noninterest expense | 975,000 | 1,893,000 | 2,899,000 | 3,934,000 |
| Provision for loan losses | 1,000 | 77,000 | 99,000 | 92,000 |
| Pretax income | 290,000 | 667,000 | 1,022,000 | 1,419,000 |
| Income tax | 90,000 | 213,000 | 328,000 | 452,000 |
| Net income | 200,000 | 454,000 | 694,000 | 967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,542,000 | 11,809,000 | 12,059,000 | 12,259,000 |
| Total capital | 12,691,000 | 12,938,000 | 13,204,000 | 13,401,000 |
| Risk-weighted assets | 91,760,000 | 90,082,000 | 91,413,000 | 91,011,000 |