Call reports 2002
DAMARISCOTTA BANK & TRUST CO. — 2002
What DAMARISCOTTA BANK & TRUST CO. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 109,154,000 | 109,909,000 | 120,152,000 | 124,420,000 |
| Total loans | 79,792,000 | 85,219,000 | 88,117,000 | 88,198,000 |
| Allowance for loan losses | 1,192,000 | 1,279,000 | 1,322,000 | 1,321,000 |
| Securities available for sale | 6,239,000 | 7,239,000 | 5,834,000 | 9,031,000 |
| Securities held to maturity | 4,150,000 | 5,685,000 | 7,725,000 | 9,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,671,000 | 97,398,000 | 107,202,000 | 111,344,000 |
| Interest-bearing deposits | 90,505,000 | 89,530,000 | 97,941,000 | 102,350,000 |
| Noninterest-bearing deposits | 6,166,000 | 7,868,000 | 9,261,000 | 8,994,000 |
| Equity capital | 10,846,000 | 11,077,000 | 11,429,000 | 11,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,598,000 | 3,199,000 | 4,907,000 | 6,586,000 |
| Interest expense | 582,000 | 1,143,000 | 1,705,000 | 2,271,000 |
| Net interest income | 1,016,000 | 2,056,000 | 3,202,000 | 4,315,000 |
| Noninterest income | 157,000 | 338,000 | 530,000 | 711,000 |
| Noninterest expense | 987,000 | 1,825,000 | 2,609,000 | 3,554,000 |
| Provision for loan losses | 24,000 | 111,000 | 156,000 | 159,000 |
| Pretax income | 162,000 | 458,000 | 967,000 | 1,313,000 |
| Income tax | 45,000 | 135,000 | 298,000 | 408,000 |
| Net income | 117,000 | 323,000 | 669,000 | 905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,843,000 | 11,026,000 | 11,348,000 | 11,533,000 |
| Total capital | 11,816,000 | 12,042,000 | 12,403,000 | 12,693,000 |
| Risk-weighted assets | 77,592,000 | 81,128,000 | 84,182,000 | 92,333,000 |