Call reports 2001
DAMARISCOTTA BANK & TRUST CO. — 2001
What DAMARISCOTTA BANK & TRUST CO. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 95,042,000 | 100,795,000 | 108,869,000 | 110,290,000 |
| Total loans | 73,773,000 | 76,967,000 | 79,863,000 | 78,425,000 |
| Allowance for loan losses | 1,099,000 | 1,159,000 | 1,198,000 | 1,174,000 |
| Securities available for sale | 6,299,000 | 5,285,000 | 4,775,000 | 6,418,000 |
| Securities held to maturity | 5,879,000 | 5,496,000 | 4,988,000 | 4,687,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,932,000 | 84,736,000 | 96,705,000 | 98,011,000 |
| Interest-bearing deposits | 77,835,000 | 78,261,000 | 88,086,000 | 89,193,000 |
| Noninterest-bearing deposits | 5,097,000 | 6,475,000 | 8,619,000 | 8,818,000 |
| Equity capital | 10,353,000 | 10,597,000 | 10,823,000 | 10,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,967,000 | 3,876,000 | 5,744,000 | 7,534,000 |
| Interest expense | 861,000 | 1,671,000 | 2,447,000 | 3,140,000 |
| Net interest income | 1,106,000 | 2,205,000 | 3,297,000 | 4,394,000 |
| Noninterest income | 116,000 | 246,000 | 395,000 | 551,000 |
| Noninterest expense | 873,000 | 1,681,000 | 2,556,000 | 3,507,000 |
| Provision for loan losses | 28,000 | 117,000 | 162,000 | 180,000 |
| Pretax income | 321,000 | 653,000 | 974,000 | 1,258,000 |
| Income tax | 100,000 | 201,000 | 295,000 | 379,000 |
| Net income | 221,000 | 452,000 | 679,000 | 879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,299,000 | 10,544,000 | 10,747,000 | 10,964,000 |
| Total capital | 11,192,000 | 11,484,000 | 11,694,000 | 11,934,000 |
| Risk-weighted assets | 71,245,000 | 75,001,000 | 75,516,000 | 77,367,000 |