Call reports 2023
HORIZON BANK, SSB — 2023
What HORIZON BANK, SSB reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,408,911,000 | 2,583,927,000 | 2,517,168,000 | 2,405,124,000 |
| Total loans | 1,412,436,000 | 1,431,432,000 | 1,449,450,000 | 1,467,754,000 |
| Allowance for loan losses | 26,598,000 | 27,202,000 | 27,242,000 | 27,610,000 |
| Securities available for sale | 275,632,000 | 288,974,000 | 308,636,000 | 245,762,000 |
| Securities held to maturity | 408,271,000 | 404,121,000 | 399,750,000 | 395,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,088,395,000 | 2,178,834,000 | 2,113,749,000 | 2,134,783,000 |
| Interest-bearing deposits | 1,198,915,000 | 1,274,430,000 | 1,274,950,000 | 1,362,378,000 |
| Noninterest-bearing deposits | 889,480,000 | 904,404,000 | 838,799,000 | 772,405,000 |
| Equity capital | 177,238,000 | 177,437,000 | 174,350,000 | 189,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 27,166,000 | 55,195,000 | 84,533,000 | 115,927,000 |
| Interest expense | 6,532,000 | 15,334,000 | 25,489,000 | 37,045,000 |
| Net interest income | 20,634,000 | 39,861,000 | 59,044,000 | 78,882,000 |
| Noninterest income | 3,220,000 | 6,637,000 | 9,958,000 | 14,390,000 |
| Noninterest expense | 10,220,000 | 21,158,000 | 32,437,000 | 45,051,000 |
| Provision for loan losses | 649,000 | 1,196,000 | 1,194,000 | 1,730,000 |
| Pretax income | 10,870,000 | 21,683,000 | 32,908,000 | 43,116,000 |
| Income tax | 2,078,000 | 4,161,000 | 6,352,000 | 8,825,000 |
| Net income | 8,792,000 | 17,522,000 | 26,556,000 | 34,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,096,000 | 200,325,000 | 204,359,000 | 208,094,000 |
| Total capital | 219,649,000 | 220,989,000 | 225,337,000 | 229,004,000 |
| Risk-weighted assets | 1,634,942,000 | 1,643,893,000 | 1,669,274,000 | 1,663,884,000 |
Machine access — free, no API key
Every figure shown here about HORIZON BANK, SSB — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.