Call reports 2022
HORIZON BANK, SSB — 2022
What HORIZON BANK, SSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,292,656,000 | 2,424,193,000 | 2,391,435,000 | 2,362,329,000 |
| Total loans | 1,228,680,000 | 1,288,688,000 | 1,340,806,000 | 1,387,474,000 |
| Allowance for loan losses | 25,669,000 | 25,817,000 | 25,955,000 | 28,626,000 |
| Securities available for sale | 278,441,000 | 463,197,000 | 427,265,000 | 369,888,000 |
| Securities held to maturity | 428,429,000 | 421,552,000 | 415,831,000 | 411,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,085,251,000 | 2,227,813,000 | 2,206,260,000 | 2,168,330,000 |
| Interest-bearing deposits | 1,122,696,000 | 1,176,844,000 | 1,148,977,000 | 1,182,607,000 |
| Noninterest-bearing deposits | 962,555,000 | 1,050,969,000 | 1,057,283,000 | 985,723,000 |
| Equity capital | 168,380,000 | 158,201,000 | 159,815,000 | 168,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 17,688,000 | 38,843,000 | 62,897,000 | 90,490,000 |
| Interest expense | 735,000 | 1,592,000 | 3,203,000 | 6,943,000 |
| Net interest income | 16,953,000 | 37,251,000 | 59,694,000 | 83,547,000 |
| Noninterest income | 3,360,000 | 6,598,000 | 9,847,000 | 13,368,000 |
| Noninterest expense | 9,913,000 | 19,865,000 | 30,090,000 | 40,648,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000,000 |
| Pretax income | 10,722,000 | 24,306,000 | 40,510,000 | 56,389,000 |
| Income tax | 2,140,000 | 4,758,000 | 7,855,000 | 10,817,000 |
| Net income | 8,582,000 | 19,548,000 | 32,655,000 | 45,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 172,108,000 | 179,114,000 | 186,474,000 | 193,391,000 |
| Total capital | 190,040,000 | 198,249,000 | 206,364,000 | 213,881,000 |
| Risk-weighted assets | 1,426,844,000 | 1,524,182,000 | 1,585,170,000 | 1,631,116,000 |