Call reports 2020
HORIZON BANK, SSB — 2020
What HORIZON BANK, SSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,230,489,000 | 1,537,564,000 | 1,463,774,000 | 1,660,780,000 |
| Total loans | 922,717,000 | 1,133,235,000 | 1,142,283,000 | 1,049,201,000 |
| Allowance for loan losses | 14,353,000 | 19,042,000 | 20,575,000 | 23,369,000 |
| Securities available for sale | 137,432,000 | 92,927,000 | 107,151,000 | 115,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,054,932,000 | 1,255,676,000 | 1,332,696,000 | 1,518,800,000 |
| Interest-bearing deposits | 625,271,000 | 636,803,000 | 644,323,000 | 779,676,000 |
| Noninterest-bearing deposits | 429,661,000 | 618,873,000 | 688,373,000 | 739,124,000 |
| Equity capital | 102,771,000 | 107,263,000 | 108,252,000 | 118,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 14,574,000 | 29,817,000 | 44,818,000 | 62,944,000 |
| Interest expense | 1,924,000 | 3,129,000 | 4,051,000 | 4,937,000 |
| Net interest income | 12,650,000 | 26,688,000 | 40,767,000 | 58,007,000 |
| Noninterest income | 2,777,000 | 5,356,000 | 8,286,000 | 10,856,000 |
| Noninterest expense | 8,875,000 | 17,705,000 | 26,247,000 | 35,384,000 |
| Provision for loan losses | 1,100,000 | 5,100,000 | 8,500,000 | 11,400,000 |
| Pretax income | 6,069,000 | 11,414,000 | 17,195,000 | 25,483,000 |
| Income tax | 1,233,000 | 2,274,000 | 3,388,000 | 5,076,000 |
| Net income | 4,836,000 | 9,140,000 | 13,807,000 | 20,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,069,000 | 100,914,000 | 103,073,000 | 112,715,000 |
| Total capital | 110,601,000 | 113,514,000 | 115,755,000 | 125,299,000 |
| Risk-weighted assets | 1,000,791,000 | 1,001,589,000 | 1,006,734,000 | 995,968,000 |
Machine access — free, no API key
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