Call reports 2018
HORIZON BANK, SSB — 2018
What HORIZON BANK, SSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 914,432,000 | 959,029,000 | 965,899,000 | 990,721,000 |
| Total loans | 763,641,000 | 784,286,000 | 789,668,000 | 821,183,000 |
| Allowance for loan losses | 9,776,000 | 9,724,000 | 10,440,000 | 11,410,000 |
| Securities available for sale | 57,439,000 | 72,154,000 | 88,627,000 | 84,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 832,742,000 | 874,518,000 | 878,705,000 | 901,727,000 |
| Interest-bearing deposits | 445,659,000 | 444,838,000 | 437,651,000 | 500,265,000 |
| Noninterest-bearing deposits | 387,083,000 | 429,680,000 | 441,054,000 | 401,462,000 |
| Equity capital | 77,912,000 | 80,505,000 | 82,479,000 | 84,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,999,000 | 22,802,000 | 35,714,000 | 49,225,000 |
| Interest expense | 913,000 | 1,942,000 | 3,159,000 | 4,659,000 |
| Net interest income | 10,086,000 | 20,860,000 | 32,555,000 | 44,566,000 |
| Noninterest income | 2,227,000 | 4,675,000 | 7,012,000 | 9,413,000 |
| Noninterest expense | 7,198,000 | 14,690,000 | 22,109,000 | 29,957,000 |
| Provision for loan losses | 0 | 250,000 | 1,000,000 | 2,100,000 |
| Pretax income | 5,145,000 | 10,630,000 | 16,493,000 | 21,957,000 |
| Income tax | 1,075,000 | 2,240,000 | 3,259,000 | 4,451,000 |
| Net income | 4,070,000 | 8,390,000 | 13,234,000 | 17,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,225,000 | 78,029,000 | 81,441,000 | 82,258,000 |
| Total capital | 84,960,000 | 87,753,000 | 91,404,000 | 92,637,000 |
| Risk-weighted assets | 778,829,000 | 794,886,000 | 796,594,000 | 829,315,000 |