Call reports 2012
HORIZON BANK, SSB — 2012
What HORIZON BANK, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 307,749,000 | 318,544,000 | 342,448,000 | 343,045,000 |
| Total loans | 192,266,000 | 220,550,000 | 246,487,000 | 252,485,000 |
| Allowance for loan losses | 3,031,000 | 3,013,000 | 3,264,000 | 3,429,000 |
| Securities available for sale | 35,069,000 | 47,947,000 | 44,399,000 | 41,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,694,000 | 271,571,000 | 288,753,000 | 287,086,000 |
| Interest-bearing deposits | 180,004,000 | 179,810,000 | 181,815,000 | 185,436,000 |
| Noninterest-bearing deposits | 81,690,000 | 91,761,000 | 106,938,000 | 101,650,000 |
| Equity capital | 29,638,000 | 30,247,000 | 31,429,000 | 34,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,749,000 | 7,662,000 | 11,962,000 | 16,589,000 |
| Interest expense | 498,000 | 1,026,000 | 1,568,000 | 2,201,000 |
| Net interest income | 3,251,000 | 6,636,000 | 10,394,000 | 14,388,000 |
| Noninterest income | 705,000 | 1,292,000 | 2,307,000 | 3,036,000 |
| Noninterest expense | 2,568,000 | 5,226,000 | 8,183,000 | 11,293,000 |
| Provision for loan losses | 100,000 | 100,000 | 350,000 | 600,000 |
| Pretax income | 2,286,000 | 3,780,000 | 5,622,000 | 7,037,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,286,000 | 3,780,000 | 5,622,000 | 7,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,469,000 | 28,063,000 | 29,005,000 | 32,120,000 |
| Total capital | 29,958,000 | 30,732,000 | 32,085,000 | 35,391,000 |
| Risk-weighted assets | 198,585,000 | 213,191,000 | 246,204,000 | 261,545,000 |