Call reports 2007
HORIZON BANK, SSB — 2007
What HORIZON BANK, SSB reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 40,321,000 | 57,784,000 | 76,236,000 | 100,272,000 |
| Total loans | 29,016,000 | 39,172,000 | 56,182,000 | 70,295,000 |
| Allowance for loan losses | 230,000 | 320,000 | 440,000 | 628,000 |
| Securities available for sale | 0 | 0 | 0 | 6,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,571,000 | 48,859,000 | 61,454,000 | 84,848,000 |
| Interest-bearing deposits | 24,880,000 | 36,244,000 | 46,963,000 | 65,930,000 |
| Noninterest-bearing deposits | 6,691,000 | 12,615,000 | 14,491,000 | 18,918,000 |
| Equity capital | 8,600,000 | 8,764,000 | 9,580,000 | 10,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,749,000 | 3,115,000 | 4,808,000 |
| Interest expense | 224,000 | 581,000 | 1,086,000 | 1,775,000 |
| Net interest income | 516,000 | 1,168,000 | 2,029,000 | 3,033,000 |
| Noninterest income | 73,000 | 242,000 | 400,000 | 532,000 |
| Noninterest expense | 414,000 | 984,000 | 1,667,000 | 2,622,000 |
| Provision for loan losses | 65,000 | 152,000 | 272,000 | 467,000 |
| Pretax income | 110,000 | 274,000 | 490,000 | 520,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 127,000 | 291,000 | 507,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,698,000 | 6,869,000 | 7,692,000 | 8,229,000 |
| Total capital | 6,928,000 | 7,189,000 | 8,132,000 | 8,857,000 |
| Risk-weighted assets | 25,728,000 | 37,749,000 | 56,554,000 | 71,808,000 |
Machine access — free, no API key
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