Call reports 2001
CITIZENS BANK - WAKULLA — 2001
What CITIZENS BANK - WAKULLA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 48,415,000 | 50,612,000 | 53,151,000 | 50,389,000 |
| Total loans | 33,131,000 | 34,167,000 | 33,965,000 | 35,033,000 |
| Allowance for loan losses | 432,000 | 417,000 | 394,000 | 411,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,981,000 | 5,477,000 | 7,618,000 | 7,128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,372,000 | 46,674,000 | 48,949,000 | 46,514,000 |
| Interest-bearing deposits | 40,989,000 | 41,868,000 | 44,305,000 | 41,692,000 |
| Noninterest-bearing deposits | 3,383,000 | 4,806,000 | 4,644,000 | 4,822,000 |
| Equity capital | 3,395,000 | 3,502,000 | 3,677,000 | 3,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,012,000 | 2,027,000 | 3,092,000 | 4,094,000 |
| Interest expense | 544,000 | 1,067,000 | 1,569,000 | 1,960,000 |
| Net interest income | 468,000 | 960,000 | 1,523,000 | 2,134,000 |
| Noninterest income | 166,000 | 342,000 | 514,000 | 687,000 |
| Noninterest expense | 499,000 | 986,000 | 1,454,000 | 2,007,000 |
| Provision for loan losses | 15,000 | 43,000 | 73,000 | 118,000 |
| Pretax income | 120,000 | 273,000 | 510,000 | 696,000 |
| Income tax | 28,000 | 74,000 | 136,000 | 246,000 |
| Net income | 92,000 | 199,000 | 374,000 | 450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,395,000 | 3,502,000 | 3,677,000 | 3,454,000 |
| Total capital | 3,808,000 | 3,919,000 | 4,071,000 | 3,865,000 |
| Risk-weighted assets | 32,996,000 | 33,926,000 | 34,753,000 | 33,510,000 |