Call reports 2007
FRANKLIN STATE BANK — 2007
What FRANKLIN STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 90,291,000 |
| Total loans | 80,357,000 |
| Allowance for loan losses | 1,039,000 |
| Securities available for sale | 2,888,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 79,101,000 |
| Interest-bearing deposits | 66,144,000 |
| Noninterest-bearing deposits | 12,957,000 |
| Equity capital | 8,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 1,499,000 |
| Interest expense | 622,000 |
| Net interest income | 877,000 |
| Noninterest income | 112,000 |
| Noninterest expense | 722,000 |
| Provision for loan losses | 0 |
| Pretax income | 267,000 |
| Income tax | 104,000 |
| Net income | 163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 8,554,000 |
| Total capital | 9,546,000 |
| Risk-weighted assets | 79,284,000 |