Call reports 2001
FRANKLIN STATE BANK — 2001
What FRANKLIN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 69,880,000 | 72,798,000 | 74,888,000 | 78,850,000 |
| Total loans | 61,392,000 | 62,386,000 | 65,947,000 | 69,058,000 |
| Allowance for loan losses | 666,000 | 707,000 | 752,000 | 769,000 |
| Securities available for sale | 2,853,000 | 2,828,000 | 2,825,000 | 2,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,594,000 | 60,409,000 | 62,353,000 | 66,106,000 |
| Interest-bearing deposits | 47,747,000 | 50,477,000 | 52,727,000 | 55,229,000 |
| Noninterest-bearing deposits | 9,847,000 | 9,932,000 | 9,626,000 | 10,877,000 |
| Equity capital | 5,784,000 | 5,886,000 | 6,041,000 | 6,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,378,000 | 2,755,000 | 4,162,000 | 5,517,000 |
| Interest expense | 671,000 | 1,259,000 | 1,843,000 | 2,329,000 |
| Net interest income | 707,000 | 1,496,000 | 2,319,000 | 3,188,000 |
| Noninterest income | 107,000 | 223,000 | 368,000 | 507,000 |
| Noninterest expense | 505,000 | 1,020,000 | 1,551,000 | 2,079,000 |
| Provision for loan losses | 46,000 | 91,000 | 137,000 | 152,000 |
| Pretax income | 263,000 | 608,000 | 999,000 | 1,464,000 |
| Income tax | 101,000 | 234,000 | 385,000 | 565,000 |
| Net income | 162,000 | 374,000 | 614,000 | 899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,764,000 | 5,873,000 | 6,017,000 | 6,206,000 |
| Total capital | 6,430,000 | 6,580,000 | 6,769,000 | 6,975,000 |
| Risk-weighted assets | 61,180,000 | 62,791,000 | 65,166,000 | 69,554,000 |