Call reports 2012
PROGRESS BANK AND TRUST — 2012
What PROGRESS BANK AND TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 422,568,000 | 428,179,000 | 450,902,000 | 474,462,000 |
| Total loans | 290,363,000 | 303,942,000 | 319,024,000 | 332,126,000 |
| Allowance for loan losses | 3,275,000 | 3,442,000 | 3,888,000 | 4,044,000 |
| Securities available for sale | 87,695,000 | 82,733,000 | 73,926,000 | 87,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 615,000 | 926,000 | 1,153,000 | 1,252,000 |
| Total deposits | 355,032,000 | 357,211,000 | 378,182,000 | 399,795,000 |
| Interest-bearing deposits | 312,856,000 | 317,272,000 | 337,394,000 | 356,516,000 |
| Noninterest-bearing deposits | 42,176,000 | 39,939,000 | 40,788,000 | 43,279,000 |
| Equity capital | 50,717,000 | 51,808,000 | 52,687,000 | 53,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,093,000 | 8,242,000 | 12,583,000 | 17,068,000 |
| Interest expense | 814,000 | 1,582,000 | 2,342,000 | 3,120,000 |
| Net interest income | 3,279,000 | 6,660,000 | 10,241,000 | 13,948,000 |
| Noninterest income | 631,000 | 1,473,000 | 2,165,000 | 3,140,000 |
| Noninterest expense | 3,078,000 | 6,357,000 | 9,735,000 | 13,205,000 |
| Provision for loan losses | 286,000 | 452,000 | 942,000 | 1,097,000 |
| Pretax income | 743,000 | 1,621,000 | 2,595,000 | 3,740,000 |
| Income tax | 216,000 | 458,000 | 754,000 | 1,083,000 |
| Net income | 527,000 | 1,163,000 | 1,841,000 | 2,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,956,000 | 50,741,000 | 51,553,000 | 52,507,000 |
| Total capital | 53,231,000 | 54,183,000 | 55,441,000 | 56,551,000 |
| Risk-weighted assets | 345,815,000 | 359,412,000 | 378,080,000 | 396,354,000 |