Call reports 2015
PLEASANT HILL BANK, THE — 2015
What PLEASANT HILL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 75,288,000 | 75,110,000 | 76,085,000 | 77,951,000 |
| Total loans | 36,902,000 | 37,400,000 | 38,844,000 | 40,245,000 |
| Allowance for loan losses | 344,000 | 359,000 | 374,000 | 389,000 |
| Securities available for sale | 17,679,000 | 20,208,000 | 18,663,000 | 20,800,000 |
| Securities held to maturity | 153,000 | 153,000 | 153,000 | 152,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,896,000 | 66,678,000 | 67,563,000 | 69,565,000 |
| Interest-bearing deposits | 52,253,000 | 52,352,000 | 52,365,000 | 53,862,000 |
| Noninterest-bearing deposits | 14,643,000 | 14,325,000 | 15,198,000 | 15,704,000 |
| Equity capital | 8,265,000 | 8,290,000 | 8,362,000 | 8,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 533,000 | 1,079,000 | 1,652,000 | 2,225,000 |
| Interest expense | 33,000 | 65,000 | 98,000 | 129,000 |
| Net interest income | 500,000 | 1,014,000 | 1,554,000 | 2,096,000 |
| Noninterest income | 77,000 | 149,000 | 220,000 | 300,000 |
| Noninterest expense | 519,000 | 1,030,000 | 1,570,000 | 2,116,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 43,000 | 103,000 | 162,000 | 223,000 |
| Income tax | 9,000 | 26,000 | 42,000 | 58,000 |
| Net income | 34,000 | 77,000 | 120,000 | 165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,240,000 | 8,280,000 | 8,307,000 | 8,294,000 |
| Total capital | 8,584,000 | 8,639,000 | 8,681,000 | 8,683,000 |
| Risk-weighted assets | 35,422,000 | 35,222,000 | 39,567,000 | 41,864,000 |