Call reports 2014
PLEASANT HILL BANK, THE — 2014
What PLEASANT HILL BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 73,568,000 | 71,707,000 | 70,935,000 | 73,378,000 |
| Total loans | 37,150,000 | 36,934,000 | 36,972,000 | 36,543,000 |
| Allowance for loan losses | 408,000 | 331,000 | 343,000 | 336,000 |
| Securities available for sale | 20,217,000 | 18,163,000 | 18,689,000 | 18,718,000 |
| Securities held to maturity | 533,000 | 533,000 | 493,000 | 193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,271,000 | 63,323,000 | 62,515,000 | 65,035,000 |
| Interest-bearing deposits | 52,442,000 | 50,685,000 | 49,483,000 | 51,374,000 |
| Noninterest-bearing deposits | 12,829,000 | 12,638,000 | 13,032,000 | 13,662,000 |
| Equity capital | 8,156,000 | 8,208,000 | 8,228,000 | 8,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 541,000 | 1,083,000 | 1,616,000 | 2,165,000 |
| Interest expense | 41,000 | 77,000 | 112,000 | 145,000 |
| Net interest income | 500,000 | 1,006,000 | 1,504,000 | 2,020,000 |
| Noninterest income | 65,000 | 123,000 | 202,000 | 275,000 |
| Noninterest expense | 501,000 | 1,015,000 | 1,546,000 | 2,084,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 55,000 |
| Pretax income | 49,000 | 84,000 | 115,000 | 156,000 |
| Income tax | 10,000 | 19,000 | 25,000 | 34,000 |
| Net income | 39,000 | 65,000 | 90,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,192,000 | 8,218,000 | 8,243,000 | 8,206,000 |
| Total capital | 8,600,000 | 8,549,000 | 8,586,000 | 8,542,000 |
| Risk-weighted assets | 39,598,000 | 38,591,000 | 37,697,000 | 37,476,000 |