Call reports 2013
PLEASANT HILL BANK, THE — 2013
What PLEASANT HILL BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 76,038,000 | 74,363,000 | 73,780,000 | 74,558,000 |
| Total loans | 35,810,000 | 34,601,000 | 34,838,000 | 34,662,000 |
| Allowance for loan losses | 407,000 | 418,000 | 434,000 | 393,000 |
| Securities available for sale | 22,905,000 | 22,035,000 | 21,833,000 | 19,676,000 |
| Securities held to maturity | 1,115,000 | 1,114,000 | 1,074,000 | 1,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,734,000 | 66,113,000 | 65,421,000 | 66,249,000 |
| Interest-bearing deposits | 56,118,000 | 54,694,000 | 53,405,000 | 53,565,000 |
| Noninterest-bearing deposits | 11,617,000 | 11,418,000 | 12,016,000 | 12,684,000 |
| Equity capital | 8,155,000 | 8,069,000 | 8,127,000 | 8,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 553,000 | 1,108,000 | 1,645,000 | 2,259,000 |
| Interest expense | 57,000 | 107,000 | 157,000 | 200,000 |
| Net interest income | 496,000 | 1,001,000 | 1,488,000 | 2,059,000 |
| Noninterest income | 73,000 | 132,000 | 195,000 | 251,000 |
| Noninterest expense | 520,000 | 1,042,000 | 1,542,000 | 2,057,000 |
| Provision for loan losses | 15,000 | 25,000 | 40,000 | 65,000 |
| Pretax income | 34,000 | 66,000 | 101,000 | 188,000 |
| Income tax | 6,000 | 13,000 | 20,000 | 44,000 |
| Net income | 28,000 | 53,000 | 81,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,106,000 | 8,131,000 | 8,159,000 | 8,152,000 |
| Total capital | 8,513,000 | 8,549,000 | 8,593,000 | 8,545,000 |
| Risk-weighted assets | 39,878,000 | 38,638,000 | 39,195,000 | 38,458,000 |