Call reports 2012
PLEASANT HILL BANK, THE — 2012
What PLEASANT HILL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 70,325,000 | 74,815,000 | 71,550,000 | 76,695,000 |
| Total loans | 38,830,000 | 37,106,000 | 38,042,000 | 35,598,000 |
| Allowance for loan losses | 374,000 | 390,000 | 399,000 | 404,000 |
| Securities available for sale | 14,709,000 | 19,547,000 | 20,339,000 | 20,114,000 |
| Securities held to maturity | 1,696,000 | 1,496,000 | 1,155,000 | 1,155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,086,000 | 66,410,000 | 63,117,000 | 68,370,000 |
| Interest-bearing deposits | 51,072,000 | 55,219,000 | 52,013,000 | 57,186,000 |
| Noninterest-bearing deposits | 11,014,000 | 11,191,000 | 11,104,000 | 11,183,000 |
| Equity capital | 8,064,000 | 8,166,000 | 8,197,000 | 8,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 623,000 | 1,257,000 | 1,856,000 | 2,436,000 |
| Interest expense | 77,000 | 149,000 | 214,000 | 274,000 |
| Net interest income | 546,000 | 1,108,000 | 1,642,000 | 2,162,000 |
| Noninterest income | 47,000 | 101,000 | 157,000 | 209,000 |
| Noninterest expense | 537,000 | 1,073,000 | 1,605,000 | 2,154,000 |
| Provision for loan losses | 31,000 | 49,000 | 65,000 | 70,000 |
| Pretax income | 25,000 | 87,000 | 129,000 | 147,000 |
| Income tax | 4,000 | 23,000 | 35,000 | 38,000 |
| Net income | 21,000 | 64,000 | 94,000 | 109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,045,000 | 8,088,000 | 8,118,000 | 8,078,000 |
| Total capital | 8,419,000 | 8,478,000 | 8,517,000 | 8,482,000 |
| Risk-weighted assets | 39,524,000 | 38,919,000 | 39,694,000 | 39,403,000 |