Call reports 2009
PLEASANT HILL BANK, THE — 2009
What PLEASANT HILL BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 61,072,000 | 61,483,000 | 61,282,000 | 68,293,000 |
| Total loans | 40,286,000 | 40,156,000 | 39,259,000 | 40,065,000 |
| Allowance for loan losses | 686,000 | 548,000 | 527,000 | 511,000 |
| Securities available for sale | 14,381,000 | 12,967,000 | 16,802,000 | 15,671,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,400,000 | 52,837,000 | 52,650,000 | 59,770,000 |
| Interest-bearing deposits | 43,433,000 | 44,401,000 | 44,204,000 | 50,151,000 |
| Noninterest-bearing deposits | 8,967,000 | 8,437,000 | 8,446,000 | 9,619,000 |
| Equity capital | 7,919,000 | 7,977,000 | 8,009,000 | 8,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 1,447,000 | 2,135,000 | 2,839,000 |
| Interest expense | 204,000 | 385,000 | 555,000 | 713,000 |
| Net interest income | 555,000 | 1,062,000 | 1,580,000 | 2,126,000 |
| Noninterest income | 60,000 | 102,000 | 157,000 | 214,000 |
| Noninterest expense | 546,000 | 1,099,000 | 1,636,000 | 2,177,000 |
| Provision for loan losses | 186,000 | 86,000 | 96,000 | 120,000 |
| Pretax income | -92,000 | 4,000 | 30,000 | 68,000 |
| Income tax | -42,000 | -13,000 | -13,000 | 2,000 |
| Net income | -50,000 | 17,000 | 43,000 | 66,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,866,000 | 7,933,000 | 7,959,000 | 7,982,000 |
| Total capital | 8,351,000 | 8,417,000 | 8,434,000 | 8,488,000 |
| Risk-weighted assets | 38,609,000 | 38,659,000 | 37,964,000 | 40,440,000 |