Call reports 2007
PLEASANT HILL BANK, THE — 2007
What PLEASANT HILL BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 64,461,000 | 63,626,000 | 61,718,000 | 65,203,000 |
| Total loans | 38,624,000 | 41,236,000 | 43,948,000 | 43,711,000 |
| Allowance for loan losses | 449,000 | 451,000 | 831,000 | 1,115,000 |
| Securities available for sale | 9,932,000 | 6,959,000 | 6,074,000 | 10,576,000 |
| Securities held to maturity | 12,260,000 | 10,768,000 | 7,547,000 | 4,336,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,861,000 | 54,308,000 | 52,936,000 | 56,670,000 |
| Interest-bearing deposits | 45,603,000 | 44,936,000 | 43,942,000 | 47,789,000 |
| Noninterest-bearing deposits | 9,258,000 | 9,372,000 | 8,994,000 | 8,882,000 |
| Equity capital | 8,467,000 | 8,401,000 | 7,963,000 | 7,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 964,000 | 1,923,000 | 2,867,000 | 3,813,000 |
| Interest expense | 340,000 | 700,000 | 1,065,000 | 1,426,000 |
| Net interest income | 624,000 | 1,223,000 | 1,802,000 | 2,387,000 |
| Noninterest income | 65,000 | 144,000 | 228,000 | 300,000 |
| Noninterest expense | 515,000 | 1,047,000 | 1,551,000 | 2,070,000 |
| Provision for loan losses | 12,000 | 24,000 | 954,000 | 1,286,000 |
| Pretax income | 162,000 | 294,000 | -453,000 | -628,000 |
| Income tax | 44,000 | 80,000 | -203,000 | -290,000 |
| Net income | 118,000 | 214,000 | -250,000 | -338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,489,000 | 8,420,000 | 7,956,000 | 7,868,000 |
| Total capital | 8,938,000 | 8,871,000 | 8,484,000 | 8,405,000 |
| Risk-weighted assets | 37,916,000 | 40,565,000 | 41,971,000 | 42,344,000 |