Call reports 2006
PLEASANT HILL BANK, THE — 2006
What PLEASANT HILL BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 69,624,000 | 69,955,000 | 66,790,000 | 66,178,000 |
| Total loans | 34,784,000 | 35,925,000 | 36,463,000 | 37,390,000 |
| Allowance for loan losses | 407,000 | 422,000 | 427,000 | 436,000 |
| Securities available for sale | 17,253,000 | 14,246,000 | 13,874,000 | 11,893,000 |
| Securities held to maturity | 12,138,000 | 13,045,000 | 13,043,000 | 12,254,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,387,000 | 60,734,000 | 57,341,000 | 57,043,000 |
| Interest-bearing deposits | 49,985,000 | 50,488,000 | 48,533,000 | 47,814,000 |
| Noninterest-bearing deposits | 10,402,000 | 10,246,000 | 8,809,000 | 9,229,000 |
| Equity capital | 8,232,000 | 8,199,000 | 8,380,000 | 8,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 892,000 | 1,821,000 | 2,774,000 | 3,721,000 |
| Interest expense | 264,000 | 549,000 | 848,000 | 1,154,000 |
| Net interest income | 628,000 | 1,272,000 | 1,926,000 | 2,567,000 |
| Noninterest income | 57,000 | 117,000 | 180,000 | 243,000 |
| Noninterest expense | 467,000 | 948,000 | 1,456,000 | 2,007,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 47,000 |
| Pretax income | 206,000 | 417,000 | 614,000 | 756,000 |
| Income tax | 65,000 | 131,000 | 194,000 | 231,000 |
| Net income | 141,000 | 286,000 | 420,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,317,000 | 8,297,000 | 8,431,000 | 8,371,000 |
| Total capital | 8,724,000 | 8,719,000 | 8,858,000 | 8,807,000 |
| Risk-weighted assets | 32,641,000 | 34,491,000 | 35,436,000 | 36,724,000 |