Call reports 2005
PLEASANT HILL BANK, THE — 2005
What PLEASANT HILL BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 66,200,000 | 65,066,000 | 67,887,000 | 70,684,000 |
| Total loans | 31,107,000 | 30,722,000 | 34,089,000 | 34,303,000 |
| Allowance for loan losses | 410,000 | 397,000 | 394,000 | 410,000 |
| Securities available for sale | 19,934,000 | 18,790,000 | 18,271,000 | 20,216,000 |
| Securities held to maturity | 11,547,000 | 11,236,000 | 9,314,000 | 9,793,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,426,000 | 56,295,000 | 58,891,000 | 61,755,000 |
| Interest-bearing deposits | 47,992,000 | 46,796,000 | 49,007,000 | 51,783,000 |
| Noninterest-bearing deposits | 9,434,000 | 9,499,000 | 9,884,000 | 9,972,000 |
| Equity capital | 8,081,000 | 8,029,000 | 8,148,000 | 8,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 739,000 | 1,487,000 | 2,308,000 | 3,166,000 |
| Interest expense | 198,000 | 399,000 | 616,000 | 864,000 |
| Net interest income | 541,000 | 1,088,000 | 1,692,000 | 2,302,000 |
| Noninterest income | 60,000 | 116,000 | 171,000 | 229,000 |
| Noninterest expense | 447,000 | 924,000 | 1,395,000 | 1,871,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 154,000 | 280,000 | 468,000 | 632,000 |
| Income tax | 47,000 | 86,000 | 148,000 | 200,000 |
| Net income | 107,000 | 194,000 | 320,000 | 432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,181,000 | 8,103,000 | 8,230,000 | 8,176,000 |
| Total capital | 8,554,000 | 8,468,000 | 8,624,000 | 8,578,000 |
| Risk-weighted assets | 29,785,000 | 29,205,000 | 32,017,000 | 32,172,000 |