Call reports 2004
PLEASANT HILL BANK, THE — 2004
What PLEASANT HILL BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 70,303,000 | 70,972,000 | 65,222,000 | 67,516,000 |
| Total loans | 30,275,000 | 28,752,000 | 29,141,000 | 29,043,000 |
| Allowance for loan losses | 489,000 | 478,000 | 459,000 | 441,000 |
| Securities available for sale | 19,423,000 | 20,468,000 | 18,057,000 | 20,517,000 |
| Securities held to maturity | 16,547,000 | 14,066,000 | 14,521,000 | 11,889,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,840,000 | 62,146,000 | 56,351,000 | 58,891,000 |
| Interest-bearing deposits | 52,437,000 | 52,776,000 | 47,430,000 | 49,813,000 |
| Noninterest-bearing deposits | 8,403,000 | 9,370,000 | 8,921,000 | 9,078,000 |
| Equity capital | 8,193,000 | 7,991,000 | 8,148,000 | 8,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 777,000 | 1,500,000 | 2,244,000 | 2,991,000 |
| Interest expense | 250,000 | 478,000 | 680,000 | 874,000 |
| Net interest income | 527,000 | 1,022,000 | 1,564,000 | 2,117,000 |
| Noninterest income | 52,000 | 117,000 | 168,000 | 215,000 |
| Noninterest expense | 500,000 | 976,000 | 1,427,000 | 1,866,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 79,000 | 163,000 | 305,000 | 466,000 |
| Income tax | 19,000 | 37,000 | 85,000 | 139,000 |
| Net income | 60,000 | 126,000 | 220,000 | 327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,110,000 | 8,011,000 | 8,105,000 | 8,074,000 |
| Total capital | 8,475,000 | 8,372,000 | 8,461,000 | 8,428,000 |
| Risk-weighted assets | 29,074,000 | 28,696,000 | 28,399,000 | 28,250,000 |