Call reports 2003
PLEASANT HILL BANK, THE — 2003
What PLEASANT HILL BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 70,119,000 | 70,852,000 | 70,076,000 | 71,321,000 |
| Total loans | 30,825,000 | 30,759,000 | 29,077,000 | 28,965,000 |
| Allowance for loan losses | 522,000 | 516,000 | 510,000 | 503,000 |
| Securities available for sale | 22,011,000 | 15,918,000 | 14,556,000 | 15,919,000 |
| Securities held to maturity | 11,150,000 | 17,124,000 | 21,035,000 | 20,421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,773,000 | 61,833,000 | 60,983,000 | 61,865,000 |
| Interest-bearing deposits | 52,508,000 | 53,061,000 | 52,616,000 | 53,356,000 |
| Noninterest-bearing deposits | 8,265,000 | 8,772,000 | 8,367,000 | 8,509,000 |
| Equity capital | 8,281,000 | 8,190,000 | 8,217,000 | 8,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 901,000 | 1,797,000 | 2,638,000 | 3,466,000 |
| Interest expense | 310,000 | 597,000 | 865,000 | 1,126,000 |
| Net interest income | 591,000 | 1,200,000 | 1,773,000 | 2,340,000 |
| Noninterest income | 56,000 | 106,000 | 155,000 | 229,000 |
| Noninterest expense | 483,000 | 974,000 | 1,480,000 | 1,934,000 |
| Provision for loan losses | 7,000 | 7,000 | 7,000 | 7,000 |
| Pretax income | 157,000 | 325,000 | 441,000 | 628,000 |
| Income tax | 46,000 | 99,000 | 126,000 | 200,000 |
| Net income | 111,000 | 226,000 | 315,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,036,000 | 7,986,000 | 8,075,000 | 8,051,000 |
| Total capital | 8,410,000 | 8,369,000 | 8,449,000 | 8,425,000 |
| Risk-weighted assets | 29,786,000 | 30,511,000 | 29,747,000 | 29,756,000 |