Call reports 2002
PLEASANT HILL BANK, THE — 2002
What PLEASANT HILL BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 71,541,000 | 71,665,000 | 68,148,000 | 68,365,000 |
| Total loans | 37,004,000 | 35,756,000 | 33,187,000 | 32,599,000 |
| Allowance for loan losses | 582,000 | 568,000 | 550,000 | 546,000 |
| Securities available for sale | 23,207,000 | 21,259,000 | 20,615,000 | 20,207,000 |
| Securities held to maturity | 6,303,000 | 8,776,000 | 9,851,000 | 12,031,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,595,000 | 62,723,000 | 59,027,000 | 58,926,000 |
| Interest-bearing deposits | 54,313,000 | 54,171,000 | 50,983,000 | 50,696,000 |
| Noninterest-bearing deposits | 8,282,000 | 8,552,000 | 8,044,000 | 8,230,000 |
| Equity capital | 7,788,000 | 8,010,000 | 8,237,000 | 8,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,163,000 | 3,171,000 | 4,110,000 |
| Interest expense | 429,000 | 821,000 | 1,186,000 | 1,529,000 |
| Net interest income | 659,000 | 1,342,000 | 1,985,000 | 2,581,000 |
| Noninterest income | 84,000 | 136,000 | 204,000 | 259,000 |
| Noninterest expense | 466,000 | 947,000 | 1,435,000 | 1,914,000 |
| Provision for loan losses | 14,000 | 32,000 | 70,000 | 74,000 |
| Pretax income | 263,000 | 499,000 | 684,000 | 852,000 |
| Income tax | 89,000 | 169,000 | 230,000 | 283,000 |
| Net income | 174,000 | 330,000 | 454,000 | 569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,832,000 | 7,823,000 | 7,947,000 | 7,925,000 |
| Total capital | 8,257,000 | 8,251,000 | 8,341,000 | 8,306,000 |
| Risk-weighted assets | 33,850,000 | 34,129,000 | 31,341,000 | 30,341,000 |