Call reports 2007
ATLANTIC UNION BANK — 2007
What ATLANTIC UNION BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,439,243,000 | 1,493,264,000 | 1,510,904,000 | 1,569,968,000 |
| Total loans | 1,139,411,000 | 1,165,402,000 | 1,208,072,000 | 1,253,838,000 |
| Allowance for loan losses | 13,881,000 | 13,934,000 | 14,016,000 | 14,678,000 |
| Securities available for sale | 138,886,000 | 139,850,000 | 144,459,000 | 148,216,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,121,518,000 | 1,115,577,000 | 1,101,288,000 | 1,089,384,000 |
| Interest-bearing deposits | 923,682,000 | 919,496,000 | 915,708,000 | 905,876,000 |
| Noninterest-bearing deposits | 197,836,000 | 196,081,000 | 185,580,000 | 183,508,000 |
| Equity capital | 162,491,000 | 163,323,000 | 162,607,000 | 164,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 23,676,000 | 48,617,000 | 74,316,000 | 99,718,000 |
| Interest expense | 9,828,000 | 20,294,000 | 31,382,000 | 42,597,000 |
| Net interest income | 13,848,000 | 28,323,000 | 42,934,000 | 57,121,000 |
| Noninterest income | 4,659,000 | 9,313,000 | 13,788,000 | 18,617,000 |
| Noninterest expense | 12,366,000 | 24,543,000 | 36,902,000 | 50,164,000 |
| Provision for loan losses | -750,000 | -620,000 | -300,000 | 755,000 |
| Pretax income | 6,955,000 | 13,875,000 | 20,282,000 | 24,975,000 |
| Income tax | 2,103,000 | 4,190,000 | 6,053,000 | 7,310,000 |
| Net income | 4,852,000 | 9,685,000 | 14,229,000 | 17,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,326,000 | 128,951,000 | 127,202,000 | 128,525,000 |
| Total capital | 140,207,000 | 142,885,000 | 141,218,000 | 143,203,000 |
| Risk-weighted assets | 1,237,630,000 | 1,268,602,000 | 1,313,806,000 | 1,353,595,000 |