Call reports 2005
ATLANTIC UNION BANK — 2005
What ATLANTIC UNION BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,257,351,000 | 1,287,852,000 | 1,324,506,000 | 1,334,600,000 |
| Total loans | 1,004,370,000 | 1,021,089,000 | 1,048,761,000 | 1,034,343,000 |
| Allowance for loan losses | 13,239,000 | 13,306,000 | 13,633,000 | 13,827,000 |
| Securities available for sale | 124,999,000 | 127,254,000 | 127,413,000 | 139,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 984,723,000 | 1,013,372,000 | 1,040,924,000 | 1,047,994,000 |
| Interest-bearing deposits | 785,060,000 | 798,189,000 | 819,954,000 | 838,410,000 |
| Noninterest-bearing deposits | 199,663,000 | 215,183,000 | 220,970,000 | 209,584,000 |
| Equity capital | 138,698,000 | 141,519,000 | 146,721,000 | 147,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 17,337,000 | 35,833,000 | 55,637,000 | 76,179,000 |
| Interest expense | 5,132,000 | 10,721,000 | 16,731,000 | 23,383,000 |
| Net interest income | 12,205,000 | 25,112,000 | 38,906,000 | 52,796,000 |
| Noninterest income | 4,493,000 | 10,519,000 | 16,831,000 | 21,742,000 |
| Noninterest expense | 10,388,000 | 21,535,000 | 32,900,000 | 44,430,000 |
| Provision for loan losses | 300,000 | 400,000 | 800,000 | 1,050,000 |
| Pretax income | 6,010,000 | 13,696,000 | 22,053,000 | 29,074,000 |
| Income tax | 1,878,000 | 4,349,000 | 7,059,000 | 9,213,000 |
| Net income | 4,132,000 | 9,347,000 | 14,994,000 | 19,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,300,000 | 102,723,000 | 108,574,000 | 110,142,000 |
| Total capital | 113,411,000 | 115,839,000 | 122,207,000 | 123,969,000 |
| Risk-weighted assets | 1,048,739,000 | 1,056,293,000 | 1,096,885,000 | 1,112,689,000 |