Call reports 2004
ATLANTIC UNION BANK — 2004
What ATLANTIC UNION BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 869,769,000 | 943,912,000 | 1,212,283,000 | 1,237,650,000 |
| Total loans | 670,487,000 | 753,329,000 | 954,419,000 | 984,883,000 |
| Allowance for loan losses | 8,986,000 | 9,458,000 | 12,850,000 | 13,092,000 |
| Securities available for sale | 126,794,000 | 120,930,000 | 132,625,000 | 129,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 694,236,000 | 733,001,000 | 943,821,000 | 961,372,000 |
| Interest-bearing deposits | 571,995,000 | 591,349,000 | 758,129,000 | 773,135,000 |
| Noninterest-bearing deposits | 122,241,000 | 141,652,000 | 185,692,000 | 188,237,000 |
| Equity capital | 73,332,000 | 71,131,000 | 132,373,000 | 135,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 11,460,000 | 23,545,000 | 41,217,000 | 57,956,000 |
| Interest expense | 4,101,000 | 8,324,000 | 13,460,000 | 18,528,000 |
| Net interest income | 7,359,000 | 15,221,000 | 27,757,000 | 39,428,000 |
| Noninterest income | 3,771,000 | 8,800,000 | 14,166,000 | 19,414,000 |
| Noninterest expense | 7,449,000 | 15,710,000 | 27,832,000 | 38,463,000 |
| Provision for loan losses | 350,000 | 650,000 | 1,445,000 | 1,795,000 |
| Pretax income | 3,331,000 | 7,665,000 | 12,595,000 | 18,534,000 |
| Income tax | 869,000 | 2,169,000 | 3,560,000 | 5,384,000 |
| Net income | 2,462,000 | 5,496,000 | 9,035,000 | 13,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,804,000 | 68,072,000 | 91,637,000 | 96,271,000 |
| Total capital | 76,790,000 | 77,530,000 | 104,039,000 | 109,023,000 |
| Risk-weighted assets | 736,636,000 | 820,711,000 | 991,727,000 | 1,019,797,000 |