Call reports 2003
ATLANTIC UNION BANK — 2003
What ATLANTIC UNION BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 796,692,000 | 814,431,000 | 828,040,000 | 835,612,000 |
| Total loans | 573,153,000 | 610,660,000 | 620,098,000 | 637,571,000 |
| Allowance for loan losses | 6,975,000 | 7,513,000 | 8,209,000 | 8,603,000 |
| Securities available for sale | 145,210,000 | 135,549,000 | 124,425,000 | 127,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 627,572,000 | 636,911,000 | 664,258,000 | 669,839,000 |
| Interest-bearing deposits | 519,114,000 | 524,526,000 | 538,337,000 | 557,736,000 |
| Noninterest-bearing deposits | 108,458,000 | 112,385,000 | 125,921,000 | 112,103,000 |
| Equity capital | 67,351,000 | 68,640,000 | 69,854,000 | 70,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 11,387,000 | 22,938,000 | 34,603,000 | 46,005,000 |
| Interest expense | 4,313,000 | 8,591,000 | 12,842,000 | 16,995,000 |
| Net interest income | 7,074,000 | 14,347,000 | 21,761,000 | 29,010,000 |
| Noninterest income | 3,975,000 | 9,290,000 | 14,984,000 | 19,310,000 |
| Noninterest expense | 6,833,000 | 14,420,000 | 22,600,000 | 29,691,000 |
| Provision for loan losses | 308,000 | 858,000 | 1,658,000 | 1,958,000 |
| Pretax income | 3,914,000 | 8,365,000 | 12,493,000 | 16,748,000 |
| Income tax | 1,133,000 | 2,457,000 | 3,667,000 | 4,805,000 |
| Net income | 2,781,000 | 5,908,000 | 8,826,000 | 11,943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,777,000 | 61,969,000 | 65,155,000 | 65,265,000 |
| Total capital | 68,752,000 | 69,482,000 | 73,364,000 | 73,868,000 |
| Risk-weighted assets | 611,636,000 | 639,753,000 | 677,040,000 | 702,473,000 |