Call reports 2022
SECURITY TRUST & SAVINGS BANK — 2022
What SECURITY TRUST & SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 304,618,000 | 298,315,000 | 310,843,000 | 285,837,000 |
| Total loans | 72,610,000 | 73,510,000 | 75,858,000 | 80,895,000 |
| Allowance for loan losses | 1,233,000 | 1,282,000 | 1,283,000 | 1,282,000 |
| Securities available for sale | 76,485,000 | 79,470,000 | 84,949,000 | 89,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,123,000 | 277,341,000 | 292,165,000 | 266,758,000 |
| Interest-bearing deposits | 263,090,000 | 261,282,000 | 274,583,000 | 248,621,000 |
| Noninterest-bearing deposits | 18,033,000 | 16,059,000 | 17,582,000 | 18,137,000 |
| Equity capital | 23,295,000 | 20,769,000 | 18,415,000 | 18,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,247,000 | 2,666,000 | 4,693,000 | 7,374,000 |
| Interest expense | 287,000 | 588,000 | 1,221,000 | 2,145,000 |
| Net interest income | 960,000 | 2,078,000 | 3,472,000 | 5,229,000 |
| Noninterest income | 502,000 | 598,000 | 671,000 | 757,000 |
| Noninterest expense | 917,000 | 1,844,000 | 2,716,000 | 3,705,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 616,000 | 897,000 | 1,494,000 | 2,353,000 |
| Income tax | 32,000 | 48,000 | 74,000 | 135,000 |
| Net income | 584,000 | 849,000 | 1,420,000 | 2,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,572,000 | 24,402,000 | 24,995,000 | 25,116,000 |
| Total capital | 25,697,000 | 25,466,000 | 26,115,000 | 26,303,000 |
| Risk-weighted assets | 89,895,000 | 84,906,000 | 89,412,000 | 94,847,000 |