Call reports 2018
SECURITY TRUST & SAVINGS BANK — 2018
What SECURITY TRUST & SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 203,614,000 | 193,010,000 | 192,576,000 | 229,376,000 |
| Total loans | 67,369,000 | 67,983,000 | 68,302,000 | 96,929,000 |
| Allowance for loan losses | 733,000 | 774,000 | 775,000 | 815,000 |
| Securities available for sale | 107,507,000 | 102,455,000 | 97,682,000 | 102,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,285,000 | 170,050,000 | 170,771,000 | 202,517,000 |
| Interest-bearing deposits | 174,708,000 | 163,354,000 | 164,101,000 | 189,066,000 |
| Noninterest-bearing deposits | 6,577,000 | 6,696,000 | 6,670,000 | 13,451,000 |
| Equity capital | 21,322,000 | 20,944,000 | 20,691,000 | 23,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,484,000 | 2,975,000 | 4,444,000 | 6,383,000 |
| Interest expense | 379,000 | 804,000 | 1,246,000 | 1,762,000 |
| Net interest income | 1,105,000 | 2,171,000 | 3,198,000 | 4,621,000 |
| Noninterest income | 39,000 | 75,000 | 118,000 | 168,000 |
| Noninterest expense | 716,000 | 1,492,000 | 2,239,000 | 3,142,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 100,000 |
| Pretax income | 440,000 | 715,000 | 1,038,000 | 1,558,000 |
| Income tax | 26,000 | 40,000 | 56,000 | 74,000 |
| Net income | 414,000 | 675,000 | 982,000 | 1,484,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,781,000 | 22,740,000 | 23,047,000 | 23,076,000 |
| Total capital | 23,514,000 | 23,514,000 | 23,822,000 | 23,891,000 |
| Risk-weighted assets | 94,387,000 | 92,666,000 | 91,839,000 | 121,033,000 |