Call reports 2017
SECURITY TRUST & SAVINGS BANK — 2017
What SECURITY TRUST & SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 210,370,000 | 204,729,000 | 205,669,000 | 200,946,000 |
| Total loans | 62,430,000 | 62,363,000 | 62,491,000 | 66,283,000 |
| Allowance for loan losses | 710,000 | 700,000 | 694,000 | 730,000 |
| Securities available for sale | 117,564,000 | 118,709,000 | 114,961,000 | 113,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,327,000 | 181,041,000 | 181,543,000 | 176,923,000 |
| Interest-bearing deposits | 179,951,000 | 174,282,000 | 174,715,000 | 169,358,000 |
| Noninterest-bearing deposits | 7,376,000 | 6,759,000 | 6,828,000 | 7,565,000 |
| Equity capital | 21,945,000 | 22,549,000 | 22,877,000 | 21,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,448,000 | 2,941,000 | 4,414,000 | 5,898,000 |
| Interest expense | 365,000 | 751,000 | 1,136,000 | 1,520,000 |
| Net interest income | 1,083,000 | 2,190,000 | 3,278,000 | 4,378,000 |
| Noninterest income | 41,000 | 84,000 | 121,000 | 177,000 |
| Noninterest expense | 754,000 | 1,495,000 | 2,214,000 | 2,944,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 100,000 |
| Pretax income | 356,000 | 765,000 | 1,179,000 | 1,555,000 |
| Income tax | 17,000 | 37,000 | 57,000 | 76,000 |
| Net income | 339,000 | 728,000 | 1,122,000 | 1,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,851,000 | 21,939,000 | 22,334,000 | 22,366,000 |
| Total capital | 22,561,000 | 22,639,000 | 23,028,000 | 23,096,000 |
| Risk-weighted assets | 90,883,000 | 90,201,000 | 89,828,000 | 93,360,000 |