Call reports 2010
SOUTHWESTUSA BANK — 2010
What SOUTHWESTUSA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Total assets | 214,042,000 | 203,690,000 |
| Total loans | 169,598,000 | 155,738,000 |
| Allowance for loan losses | 4,766,000 | 4,768,000 |
| Securities available for sale | 56,000 | 38,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 186,731,000 | 183,985,000 |
| Interest-bearing deposits | 169,425,000 | 169,943,000 |
| Noninterest-bearing deposits | 17,306,000 | 14,042,000 |
| Equity capital | 9,017,000 | 1,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Interest income | 2,204,000 | 3,883,000 |
| Interest expense | 1,108,000 | 2,165,000 |
| Net interest income | 1,096,000 | 1,718,000 |
| Noninterest income | 225,000 | 263,000 |
| Noninterest expense | 2,082,000 | 7,633,000 |
| Provision for loan losses | 105,000 | 2,699,000 |
| Pretax income | -866,000 | -8,351,000 |
| Income tax | 0 | 0 |
| Net income | -866,000 | -8,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Tier 1 capital | 9,015,000 | 1,536,000 |
| Total capital | 11,450,000 | 3,072,000 |
| Risk-weighted assets | 192,458,000 | 190,214,000 |