Call reports 2009
SOUTHWESTUSA BANK — 2009
What SOUTHWESTUSA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 225,815,000 | 222,565,000 | 219,079,000 | 218,135,000 |
| Total loans | 171,313,000 | 186,722,000 | 182,843,000 | 173,186,000 |
| Allowance for loan losses | 3,982,000 | 2,969,000 | 6,026,000 | 5,443,000 |
| Securities available for sale | 143,000 | 116,000 | 94,000 | 82,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,161,000 | 182,505,000 | 187,356,000 | 189,936,000 |
| Interest-bearing deposits | 170,051,000 | 166,857,000 | 173,309,000 | 174,145,000 |
| Noninterest-bearing deposits | 17,110,000 | 15,648,000 | 14,047,000 | 15,791,000 |
| Equity capital | 21,589,000 | 21,469,000 | 13,328,000 | 9,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,633,000 | 5,685,000 | 8,510,000 | 11,038,000 |
| Interest expense | 1,508,000 | 2,873,000 | 4,137,000 | 5,334,000 |
| Net interest income | 1,125,000 | 2,812,000 | 4,373,000 | 5,704,000 |
| Noninterest income | 4,000 | 254,000 | 308,000 | 356,000 |
| Noninterest expense | 4,472,000 | 6,458,000 | 10,777,000 | 12,998,000 |
| Provision for loan losses | 2,130,000 | 2,295,000 | 9,697,000 | 9,697,000 |
| Pretax income | -5,473,000 | -5,687,000 | -15,793,000 | -16,635,000 |
| Income tax | -1,861,000 | -1,933,000 | -3,905,000 | -1,299,000 |
| Net income | -3,612,000 | -3,754,000 | -11,888,000 | -15,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,587,000 | 21,467,000 | 10,721,000 | 9,900,000 |
| Total capital | 24,146,000 | 24,049,000 | 13,310,000 | 12,462,000 |
| Risk-weighted assets | 203,201,000 | 206,111,000 | 203,592,000 | 202,180,000 |