Call reports 2006
SOUTHWESTUSA BANK — 2006
What SOUTHWESTUSA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 160,921,000 | 175,290,000 | 184,436,000 | 188,121,000 |
| Total loans | 135,789,000 | 140,767,000 | 145,484,000 | 149,694,000 |
| Allowance for loan losses | 1,389,000 | 1,645,000 | 1,767,000 | 1,796,000 |
| Securities available for sale | 15,691,000 | 14,518,000 | 12,600,000 | 12,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,309,000 | 152,937,000 | 160,967,000 | 163,480,000 |
| Interest-bearing deposits | 107,781,000 | 120,095,000 | 138,554,000 | 138,765,000 |
| Noninterest-bearing deposits | 31,528,000 | 32,842,000 | 22,413,000 | 24,715,000 |
| Equity capital | 20,314,000 | 21,574,000 | 22,566,000 | 23,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,061,000 | 6,544,000 | 10,484,000 | 14,563,000 |
| Interest expense | 923,000 | 1,971,000 | 3,376,000 | 4,990,000 |
| Net interest income | 2,138,000 | 4,573,000 | 7,108,000 | 9,573,000 |
| Noninterest income | 226,000 | 326,000 | 397,000 | 508,000 |
| Noninterest expense | 1,257,000 | 2,521,000 | 3,773,000 | 5,023,000 |
| Provision for loan losses | 290,000 | 540,000 | 1,011,000 | 1,161,000 |
| Pretax income | 817,000 | 1,838,000 | 2,721,000 | 3,897,000 |
| Income tax | 0 | 0 | 0 | 60,000 |
| Net income | 817,000 | 1,838,000 | 2,721,000 | 3,837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,419,000 | 21,689,000 | 22,610,000 | 23,727,000 |
| Total capital | 21,863,000 | 23,389,000 | 24,492,000 | 25,680,000 |
| Risk-weighted assets | 116,487,000 | 121,761,000 | 126,433,000 | 129,489,000 |