Call reports 2004
SOUTHWESTUSA BANK — 2004
What SOUTHWESTUSA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 84,933,000 | 85,429,000 | 89,301,000 | 93,660,000 |
| Total loans | 66,344,000 | 61,939,000 | 69,127,000 | 75,971,000 |
| Allowance for loan losses | 738,000 | 738,000 | 738,000 | 738,000 |
| Securities available for sale | 11,157,000 | 10,790,000 | 10,625,000 | 10,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,523,000 | 74,688,000 | 80,470,000 | 84,489,000 |
| Interest-bearing deposits | 57,873,000 | 60,359,000 | 60,429,000 | 65,997,000 |
| Noninterest-bearing deposits | 17,650,000 | 14,329,000 | 20,041,000 | 18,492,000 |
| Equity capital | 7,339,000 | 7,298,000 | 7,581,000 | 8,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,215,000 | 2,390,000 | 3,627,000 | 5,059,000 |
| Interest expense | 298,000 | 585,000 | 871,000 | 1,195,000 |
| Net interest income | 917,000 | 1,805,000 | 2,756,000 | 3,864,000 |
| Noninterest income | 9,000 | 27,000 | 45,000 | 57,000 |
| Noninterest expense | 897,000 | 1,724,000 | 2,529,000 | 3,555,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 123,000 | 287,000 | 381,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 44,000 | 123,000 | 287,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,369,000 | 7,479,000 | 7,673,000 | 8,212,000 |
| Total capital | 8,162,000 | 8,236,000 | 8,466,000 | 9,005,000 |
| Risk-weighted assets | 63,960,000 | 60,536,000 | 66,208,000 | 72,167,000 |