Call reports 2011
CHARTER PRIVATE BANK — 2011
What CHARTER PRIVATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 |
|---|---|
| Total assets | 348,567,000 |
| Total loans | 205,729,000 |
| Allowance for loan losses | 6,479,000 |
| Securities available for sale | 118,751,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 260,519,000 |
| Interest-bearing deposits | 169,001,000 |
| Noninterest-bearing deposits | 91,518,000 |
| Equity capital | 37,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 |
|---|---|
| Interest income | 3,481,000 |
| Interest expense | 594,000 |
| Net interest income | 2,887,000 |
| Noninterest income | 619,000 |
| Noninterest expense | 3,376,000 |
| Provision for loan losses | -500,000 |
| Pretax income | 629,000 |
| Income tax | 165,000 |
| Net income | 464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 |
|---|---|
| Tier 1 capital | 35,055,000 |
| Total capital | 37,816,000 |
| Risk-weighted assets | 217,027,000 |