Call report 2004Q4
CHARTER PRIVATE BANK — 2004Q4
The 22 measures CHARTER PRIVATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 231,412,000 | USD | evidence → |
| Total loans | 158,498,000 | USD | evidence → |
| Allowance for loan losses | 1,977,000 | USD | evidence → |
| Securities available for sale | 53,188,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 188,636,000 | USD | evidence → |
| Interest-bearing deposits | 149,791,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,845,000 | USD | evidence → |
| Equity capital | 15,474,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,724,000 | USD | evidence → |
| Interest expense | 2,377,000 | USD | evidence → |
| Net interest income | 8,347,000 | USD | evidence → |
| Noninterest income | 634,000 | USD | evidence → |
| Noninterest expense | 6,325,000 | USD | evidence → |
| Provision for loan losses | 52,000 | USD | evidence → |
| Pretax income | 2,801,000 | USD | evidence → |
| Income tax | 887,000 | USD | evidence → |
| Net income | 1,914,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,796,000 | USD | evidence → |
| Total capital | 17,902,000 | USD | evidence → |
| Risk-weighted assets | 171,399,000 | USD | evidence → |