Call reports 2001
CHARTER PRIVATE BANK — 2001
What CHARTER PRIVATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 112,975,000 | 112,090,000 | 136,262,000 | 137,929,000 |
| Total loans | 95,618,000 | 91,945,000 | 102,642,000 | 103,444,000 |
| Allowance for loan losses | 1,254,000 | 1,204,000 | 1,267,000 | 1,452,000 |
| Securities available for sale | 8,267,000 | 11,807,000 | 15,146,000 | 18,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,419,000 | 95,550,000 | 117,260,000 | 118,776,000 |
| Interest-bearing deposits | 85,909,000 | 80,464,000 | 97,936,000 | 100,058,000 |
| Noninterest-bearing deposits | 12,510,000 | 15,087,000 | 19,324,000 | 18,719,000 |
| Equity capital | 9,783,000 | 9,950,000 | 10,315,000 | 10,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,443,000 | 4,731,000 | 6,960,000 | 9,176,000 |
| Interest expense | 1,134,000 | 2,246,000 | 3,246,000 | 4,084,000 |
| Net interest income | 1,309,000 | 2,485,000 | 3,714,000 | 5,092,000 |
| Noninterest income | 54,000 | 118,000 | 181,000 | 265,000 |
| Noninterest expense | 979,000 | 2,012,000 | 3,164,000 | 4,351,000 |
| Provision for loan losses | 172,000 | 322,000 | 407,000 | 558,000 |
| Pretax income | 212,000 | 269,000 | 324,000 | 448,000 |
| Income tax | 0 | -55,000 | -110,000 | -160,000 |
| Net income | 212,000 | 324,000 | 434,000 | 608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,764,000 | 9,877,000 | 9,987,000 | 10,162,000 |
| Total capital | 11,005,000 | 11,081,000 | 11,254,000 | 11,549,000 |
| Risk-weighted assets | 99,266,000 | 97,975,000 | 109,372,000 | 110,864,000 |