Call reports 2011
MOUNTAIN HERITAGE BANK — 2011
What MOUNTAIN HERITAGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 |
|---|---|
| Total assets | 103,716,000 |
| Total loans | 57,979,000 |
| Allowance for loan losses | 1,711,000 |
| Securities available for sale | 16,956,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 89,554,000 |
| Interest-bearing deposits | 87,304,000 |
| Noninterest-bearing deposits | 2,250,000 |
| Equity capital | 1,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 |
|---|---|
| Interest income | 841,000 |
| Interest expense | 512,000 |
| Net interest income | 329,000 |
| Noninterest income | 61,000 |
| Noninterest expense | 921,000 |
| Provision for loan losses | 1,180,000 |
| Pretax income | -1,711,000 |
| Income tax | 0 |
| Net income | -1,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 |
|---|---|
| Tier 1 capital | 1,188,000 |
| Total capital | 2,131,000 |
| Risk-weighted assets | 74,707,000 |