Call reports 2003
MOUNTAIN HERITAGE BANK — 2003
What MOUNTAIN HERITAGE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q4 |
|---|---|
| Total assets | 16,706,000 |
| Total loans | 3,690,000 |
| Allowance for loan losses | 37,000 |
| Securities available for sale | 3,014,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 7,380,000 |
| Interest-bearing deposits | 7,089,000 |
| Noninterest-bearing deposits | 291,000 |
| Equity capital | 9,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q4 |
|---|---|
| Interest income | 64,000 |
| Interest expense | 26,000 |
| Net interest income | 38,000 |
| Noninterest income | 1,000 |
| Noninterest expense | 693,000 |
| Provision for loan losses | 37,000 |
| Pretax income | -691,000 |
| Income tax | 0 |
| Net income | -691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q4 |
|---|---|
| Tier 1 capital | 9,277,000 |
| Total capital | 9,314,000 |
| Risk-weighted assets | 6,583,000 |